With a charitable gift annuity, you can support the DABG while receiving income for life. Here's how it works:

• You make a gift of cash or appreciated securities to the DABG.
• In return, you receive fixed annual (or quarterly/semiannual) payments for life.
• Payments can go to you or someone you designate.
• You'll also be eligible for a charitable income tax deduction.
• Payment amounts are based on the age of the person receiving the income.

A charitable lead trust allows you to support the DABG today while planning for your family’s future.

• You fund the trust with cash, securities, or other assets.
• The trust makes regular payments to the DABG (or other charities) for a set number of years.
• When the trust term ends, the remaining assets pass to you or your family — often with potential tax advantages.

A charitable remainder trust allows you to make a meaningful gift while receiving income.

• You transfer cash, securities, or other assets into a trust.
• The trust provides payments to you or someone you choose — either for life or for a set number of years (up to 20).
• After the payment period ends, the remaining assets in the trust go to the DABG.

• You may also send a check to the Community Foundation of Greater Dubuque, 700 Locust St, Suite 195, Dubuque, Iowa 52001. Please make checks payable to: CFGD/Dubuque Arboretum & Botanical Gardens.
• Gifts of $50 or more to our endowment fund are eligible for the Endow Iowa 25% State Tax Credit.

The DABG may accept donated items that support our plant collections, assist with daily operations, or help reduce costs. If accepted, these in-kind gifts may be eligible for a charitable tax deduction. Please contact us to discuss items you may wish to contribute.

If you have a fully paid life insurance policy you no longer need, consider naming the DABG as a beneficiary of all or a percentage of it.

• It’s a simple way to make a meaningful gift without affecting your current finances.
• You may also qualify for a charitable estate tax deduction based on the portion designated for the DABG.

Donating a home or other real property can be a meaningful way to support the DABG — and may offer valuable benefits depending on your situation.

• Gifts may include a primary residence, vacation home, or other real estate.
• In some cases, you can deed your home to the DABG now, continue living in it for the rest of your life, and still qualify for potential tax savings.
• Please note that all real estate gifts are subject to review by the DABG.

Savings bonds can be heavily taxed if passed on to individuals — but when left to a charity like the DABG, they may carry fewer tax consequences. If you're planning to include a charitable bequest in your estate, consider using savings bonds to fund that gift. It’s a smart way to maximize your impact while minimizing taxes.

To leave the DABG as the beneficiary of your stock, complete a beneficiary designation form through your brokerage, specifying the stock and number of shares. Identify the DABG as the recipient and consult a financial advisor to ensure proper handling.